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MonacoCreative

Monaco Creative is a premium digital marketing agency based in Monaco, specializing in creating exceptional brands.

+377 37 70 27 11contact@monacocreative.com
13 Bd Princesse Charlotte
98000 Monaco

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Data Protection

Monaco Data Protection Compliance

Monaco's new data protection law, Loi n° 1.565, establishes rigorous requirements for any business collecting, processing, or storing personal data within the Principality. We ensure your digital presence is fully compliant from day one.

Understanding Monaco's Data Protection Framework

A modern, sovereignty-respecting approach to data privacy that aligns with — but is distinct from — EU GDPR.

Enacted
December 3, 2024
Supervisory Body
APDP (Autorité de Protection des Données Personnelles)
Scope
All natural and legal persons processing personal data of individuals within the Principality of Monaco, regardless of where the data processor is established.

Loi n° 1.565 du 3 décembre 2024 represents Monaco's comprehensive data protection legislation, replacing the former Loi n° 1.165 of 1993. This modern framework establishes the APDP as the independent supervisory authority, with enhanced enforcement powers including significant financial penalties.

For businesses operating in Monaco — particularly those in luxury real estate, finance, yachting, and hospitality — compliance is not merely a legal obligation but a trust signal to UHNW clientele who expect the highest standards of data stewardship.

Key Compliance Requirements

The essential obligations every Monaco-based business must fulfil under Loi 1.565.

Data Protection Officer (DPO)

Organisations meeting certain thresholds of data processing volume or sensitivity must appoint a Data Protection Officer to oversee internal compliance programmes.

Data Breach Notification

Personal data breaches must be reported to the APDP within 72 hours. If the breach poses high risk, affected data subjects must also be notified without undue delay.

Lawful Basis & Consent

All data processing must be grounded in a lawful basis. Consent must be freely given, specific, informed, and unambiguous, with clear mechanisms for withdrawal.

Processing Register

Organisations must maintain a comprehensive register of all data processing activities, documenting purposes, categories, recipients, retention periods, and security measures.

Cross-Border Data Transfers

Transfers of personal data outside Monaco are subject to strict conditions. Data may only be transferred to jurisdictions recognised as providing adequate protection.

Data Subject Rights

Individuals have the right to access, rectify, erase, restrict processing, data portability, and object to processing. Organisations must respond within one month.

How Monaco Creative Ensures Your Compliance

We build compliance into every digital asset and campaign we deliver — so you can focus on growing your business with confidence.

Compliant Website Architecture

We design websites with privacy-by-design principles: proper cookie consent management, granular tracking controls, compliant privacy policies, and data subject request mechanisms.

Marketing Campaign Compliance

Every digital campaign we launch is configured with lawful consent flows, transparent data usage disclosures, and opt-out mechanisms that meet both Monaco and EU standards.

Privacy Documentation

We prepare or review your privacy policy, cookie policy, terms of use, and data processing agreements to satisfy APDP requirements in both French and English.

Vendor & Third-Party Audits

We assess all third-party tools, analytics platforms, and marketing technologies in your stack for compliance — ensuring data processors have appropriate agreements in place.

Ongoing Compliance Monitoring

We provide ongoing monitoring of your digital assets, regular compliance health checks, and proactive updates as APDP guidance evolves.

GDPR vs Monaco Law 1.565

While closely aligned, Monaco's data protection law has important distinctions that businesses must understand.

Feature
EU GDPR
Monaco Law 1.565
Supervisory Authority
National DPAs (e.g. CNIL in France)
APDP (Autorité de Protection des Données Personnelles)
Territorial Scope
EU/EEA residents, regardless of processor location
Persons within Monaco, regardless of processor location
Breach Notification
72 hours to supervisory authority
72 hours to APDP
DPO Requirement
Required for public bodies and large-scale processing
Required for organisations meeting defined thresholds
Cross-Border Transfers
Adequacy decisions, SCCs, BCRs
Adequacy recognition by APDP, approved safeguards
Maximum Penalties
€20M or 4% of global annual turnover
Defined by APDP — significant financial sanctions applicable

Monaco Compliance Checklist

Use this checklist to assess your current compliance posture. If you cannot confidently confirm each item, our team can help.

Privacy policy is published in French and accurately reflects all data processing activities
Cookie consent banner implements granular opt-in with clear category descriptions
Lawful basis is documented for every category of personal data processing
Data processing register is maintained and up to date
Data subject request mechanism is accessible and response workflow is tested
Cross-border data transfers are identified and supported by appropriate safeguards
Third-party data processors have signed compliant data processing agreements
Data breach response plan is documented and team is trained on 72-hour notification
Marketing consent is collected separately from other consents and is freely withdrawable
Data Protection Officer is appointed (if required) or a compliance lead is designated

Ensure Your Monaco Compliance Today

Data protection compliance in Monaco is not optional — and in a market built on trust, it is a competitive advantage. Let our team audit your digital presence.

Get a Compliance Audit Contact Our Team